:root{--navy:#071a35;--navy2:#0b2d4a;--ink:#13263f;--text:#40536b;--muted:#718096;--line:#dce5ec;--bg:#f4f8fb;--white:#fff;--green:#07933d;--green-soft:#edf9f1;--blue:#3157e8;--blue-soft:#eef2ff;--orange:#f36f21;--magenta:#d60067}
*{box-sizing:border-box}
body.guide-page{margin:0;background:var(--bg);color:var(--text);font-family:Arial,Helvetica,sans-serif}
.guide-page a{text-decoration:none}
.guide-wrap{width:min(1180px,calc(100% - 40px));margin:auto}
.guide-hero{background:linear-gradient(135deg,#f8fbfd 0%,#eef5f8 100%);border-bottom:1px solid var(--line);padding:52px 0}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.18fr) minmax(330px,.82fr);gap:48px;align-items:center}
.eyebrow{display:inline-flex;align-items:center;gap:8px;color:var(--green);font-size:12px;font-weight:900;text-transform:uppercase;letter-spacing:.8px;margin-bottom:15px}
.eyebrow:before{content:"";width:24px;height:3px;border-radius:2px;background:var(--green)}
.guide-hero h1{font-size:48px;line-height:1.07;letter-spacing:-1.5px;color:var(--navy);margin:0 0 17px;max-width:760px}
.hero-lead{font-size:18px;line-height:1.7;margin:0;max-width:720px;color:#53667b}
.updated{font-size:12px;color:#8090a1;margin-top:18px}
.hero-visual{min-height:310px;border-radius:24px;position:relative;overflow:hidden;background:#fff;border:1px solid var(--line);box-shadow:0 18px 50px rgba(10,35,60,.08);display:flex;align-items:center;justify-content:center;padding:26px}
.hero-visual img.hero-photo{width:100%;height:100%;max-height:330px;object-fit:contain}
.hero-logo-card{display:flex;flex-direction:column;align-items:center;text-align:center;gap:18px}
.hero-logo-card img{width:104px;height:104px;object-fit:contain;border-radius:22px}
.hero-logo-card strong{font-size:24px;color:var(--navy)}
.hero-logo-card span{font-size:14px;color:var(--muted)}
.reward-strip{margin-top:-24px;position:relative;z-index:3}
.reward-panel{background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:0 15px 45px rgba(10,35,60,.08);display:grid;grid-template-columns:repeat(3,1fr) auto;align-items:stretch;overflow:hidden}
.reward-stat{padding:22px 25px;border-right:1px solid var(--line)}
.reward-stat small{display:block;font-size:11px;font-weight:800;letter-spacing:.5px;text-transform:uppercase;color:var(--muted);margin-bottom:6px}
.reward-stat strong{display:block;font-size:30px;color:var(--navy);line-height:1.1}
.reward-stat.br strong{color:var(--green)}
.reward-stat.total{background:var(--green-soft)}
.reward-action{padding:18px;display:flex;align-items:center}
.primary-btn{display:inline-flex;justify-content:center;align-items:center;background:var(--navy);color:#fff!important;font-weight:800;padding:14px 20px;border-radius:10px;white-space:nowrap}
.content-grid{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:28px;align-items:start;padding:38px 0 72px}
.article-card,.side-card{background:#fff;border:1px solid var(--line);border-radius:17px;padding:30px;margin-bottom:20px}
.article-card h2{font-size:27px;line-height:1.2;color:var(--navy);margin:0 0 16px}
.article-card h3{color:var(--navy);margin:0 0 7px}
.article-card p,.article-card li{font-size:16px;line-height:1.7}
.article-card p:first-of-type{margin-top:0}
.facts-table,.offers-table{width:100%;border-collapse:collapse}
.facts-table th,.facts-table td,.offers-table th,.offers-table td{padding:15px 14px;border-bottom:1px solid #e8edf1;text-align:left;vertical-align:middle}
.facts-table th{width:36%;font-size:13px;color:var(--muted);font-weight:700;background:#f8fafb}
.facts-table td{font-size:15px;color:var(--ink);font-weight:650}
.offers-table th{font-size:11px;text-transform:uppercase;letter-spacing:.55px;color:var(--muted);background:#f8fafb}
.offers-table td{font-size:14px}
.provider-cell{display:flex;align-items:center;gap:11px;color:var(--navy)}
.provider-cell img{width:40px;height:40px;object-fit:contain;border-radius:9px}
.provider-cell small{display:block;color:var(--muted);font-size:11px;margin-top:3px}
.br-pill{display:inline-block;background:var(--green-soft);color:var(--green);font-weight:900;border-radius:20px;padding:6px 10px}
.table-link{font-weight:800;color:var(--blue);white-space:nowrap}
.table-scroll{overflow-x:auto}
.steps{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.step{border:1px solid var(--line);border-radius:13px;padding:19px;display:grid;grid-template-columns:38px 1fr;gap:12px}
.step-num{width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:900}
.step p{font-size:14px;margin:0;color:#5c6c7e}
.note-box{background:#f8fafb;border-left:4px solid var(--blue);padding:16px 18px;border-radius:8px;font-size:14px;line-height:1.6}
.side-card{padding:23px;position:sticky;top:20px}
.side-card h3{font-size:18px;color:var(--navy);margin:0 0 10px}
.side-card a{display:block;color:var(--blue);font-size:14px;font-weight:750;padding:11px 0;border-bottom:1px solid #edf1f4}
.side-card a:last-child{border-bottom:0}
.side-mini{margin-top:20px;background:var(--navy);border-radius:14px;padding:20px;color:#fff}
.side-mini strong{display:block;font-size:17px;margin-bottom:7px}
.side-mini p{font-size:13px;line-height:1.55;color:#d5e0ea;margin:0 0 14px}
.side-mini .primary-btn{background:#fff;color:var(--navy)!important;width:100%;padding:11px}
.faq-item{padding:18px 0;border-bottom:1px solid #e8edf1}
.faq-item:first-of-type{padding-top:0}.faq-item:last-child{border-bottom:0;padding-bottom:0}
.faq-item h3{font-size:17px}.faq-item p{margin:5px 0 0;font-size:15px}
.category-title{display:flex;justify-content:space-between;gap:15px;align-items:end;margin-bottom:15px}
.category-title p{font-size:13px;margin:0;color:var(--muted)}
.roundup-hero .hero-visual{background:linear-gradient(145deg,var(--navy),#124c71);color:#fff;display:block;padding:30px}
.roundup-hero .hero-visual h3{font-size:22px;margin:0 0 20px}
.mini-offers{display:grid;gap:10px}
.mini-offer{display:flex;align-items:center;gap:12px;background:rgba(255,255,255,.1);padding:11px;border-radius:11px}
.mini-offer img{width:38px;height:38px;object-fit:contain;border-radius:8px;background:#fff}
.mini-offer span{flex:1;font-weight:750}.mini-offer strong{color:#72f29c}
.modern-disclosure{background:#eef4f7;border:1px solid #d9e3e9;border-radius:13px;padding:17px 19px;font-size:12px;line-height:1.55;color:#66788b}
.brand-simplii .eyebrow{color:var(--magenta)}.brand-simplii .eyebrow:before{background:var(--magenta)}
.brand-tangerine .eyebrow{color:var(--orange)}.brand-tangerine .eyebrow:before{background:var(--orange)}
@media(max-width:900px){.hero-grid,.content-grid{grid-template-columns:1fr}.hero-visual{min-height:250px}.side-card{position:static}.reward-panel{grid-template-columns:repeat(3,1fr)}.reward-action{grid-column:1/-1}.reward-action .primary-btn{width:100%}}
@media(max-width:650px){.guide-wrap{width:min(94%,1180px)}.guide-hero{padding:34px 0 44px}.guide-hero h1{font-size:35px}.hero-lead{font-size:16px}.hero-grid{gap:25px}.hero-visual{min-height:210px}.reward-panel{grid-template-columns:1fr}.reward-stat{border-right:0;border-bottom:1px solid var(--line)}.steps{grid-template-columns:1fr}.article-card{padding:22px}.facts-table th,.facts-table td{display:block;width:100%}.facts-table th{border-bottom:0;padding-bottom:5px}.facts-table td{padding-top:5px}.offers-table{min-width:680px}}

/* ==========================================================
   GUIDE HERO IMAGE FIT FIX — v2.1
   ========================================================== */
.brand-simplii .hero-visual,
.brand-tangerine .hero-visual {
    height: 330px;
    min-height: 330px;
    padding: 0;
    overflow: hidden;
    background: #ffffff;
}

.brand-simplii .hero-visual img.hero-photo,
.brand-tangerine .hero-visual img.hero-photo {
    display: block;
    width: 100%;
    height: 100%;
    max-height: none;
    object-fit: cover;
    object-position: center;
    border-radius: 23px;
}

@media (max-width: 900px) {
    .brand-simplii .hero-visual,
    .brand-tangerine .hero-visual {
        height: 285px;
        min-height: 285px;
    }
}

@media (max-width: 650px) {
    .brand-simplii .hero-visual,
    .brand-tangerine .hero-visual {
        height: 240px;
        min-height: 240px;
    }
}


/* ==========================================================
   NO-FEE BANK ACCOUNTS ROUNDUP — v3
   ========================================================== */
.editor-verdict{
    margin-top:28px;
    background:#fff;
    border:1px solid var(--line);
    border-radius:17px;
    padding:22px 25px;
    box-shadow:0 8px 24px rgba(10,35,60,.04);
}
.verdict-label{
    display:inline-block;
    margin-bottom:7px;
    color:var(--green);
    font-size:11px;
    font-weight:900;
    text-transform:uppercase;
    letter-spacing:.7px;
}
.editor-verdict p{margin:0;color:#52657a;font-size:15px;line-height:1.7}
.decision-table td{vertical-align:top;line-height:1.5}
.account-heading{
    display:flex;
    gap:14px;
    align-items:center;
    background:#f8fafb;
    border:1px solid #e7edf1;
    border-radius:13px;
    padding:13px 16px;
    margin-bottom:17px;
}
.account-heading img{width:48px;height:48px;object-fit:contain;background:#fff;border-radius:10px}
.account-heading div{font-size:14px;line-height:1.5;color:#52657a}
.pros-cons{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:20px 0}
.pc{border:1px solid var(--line);border-radius:13px;padding:18px}
.pc.pros{background:#f2faf5}.pc.cons{background:#fff9f0}
.pc h3{font-size:16px;margin:0 0 8px}
.pc ul{padding-left:19px;margin:0}.pc li{font-size:14px;line-height:1.55;margin:5px 0}
.inline-guide-btn{margin-top:2px}
.scenario-grid{display:grid;grid-template-columns:1fr 1fr;gap:13px}
.scenario{display:grid;grid-template-columns:38px 1fr;gap:10px;padding:17px;border:1px solid var(--line);border-radius:13px;background:#f8fafb}
.scenario>span{font-size:24px}.scenario strong{color:var(--navy);font-size:14px}.scenario p{font-size:13px;line-height:1.55;margin:5px 0 0}
.nofee-hero .hero-visual{min-height:350px}
.nofee-hero .mini-offer{font-size:13px}.nofee-hero .mini-offer strong{font-size:11px;text-align:right}
@media(max-width:650px){
    .pros-cons,.scenario-grid{grid-template-columns:1fr}
    .nofee-hero .hero-visual{min-height:330px}
}


/* REFERRAL GUIDE BRAND EXTENSIONS — v3 */
.brand-chexy .eyebrow{color:#6750a4}.brand-chexy .eyebrow:before{background:#6750a4}
.brand-innovation .eyebrow{color:#2f8f3a}.brand-innovation .eyebrow:before{background:#2f8f3a}
.brand-questrade .eyebrow{color:#2f8f3a}.brand-questrade .eyebrow:before{background:#2f8f3a}
.brand-neobanc .eyebrow{color:#3157e8}.brand-neobanc .eyebrow:before{background:#3157e8}
.critical-note{background:#fff3f3;border:1px solid #efb3b3;border-left:5px solid #c62828;border-radius:10px;padding:17px 19px;color:#7f1d1d;font-size:15px;line-height:1.65}
.critical-note strong{color:#a41414}
.code-panel{background:#f8fafb;border:1px solid var(--line);border-radius:13px;padding:20px}
.code-panel small{display:block;color:var(--muted);font-size:11px;font-weight:900;text-transform:uppercase;letter-spacing:.55px;margin-bottom:8px}
.code-panel>strong{display:block;color:var(--navy);font-size:28px;overflow-wrap:anywhere;margin-bottom:10px}
.article-card a{color:var(--blue);text-decoration:underline;text-underline-offset:2px}