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Innovation Credit Union Referral Guide

Innovation Credit Union Referral Code: 2026 Guide

Use the Innovation referral link and promo code REFER100 together when opening the No-Fee Chequing Account, then complete the required activity to qualify.

Updated September 2026 · Current reward amounts are read from BestReferral's centralized offer configuration.

Innovation Credit Union logoInnovation Credit Union2026 referral guide for Canada
Provider reward$100
BestReferral extra$20
Potential combined value$120
View current offer →

Innovation Credit Union Referral Offer at a Glance

New referred member reward$100
BestReferral Extra Reward$20
Referral methodUse the BestReferral referral link AND enter code REFER100
Eligible accountInnovation No-Fee Chequing Account
Activity requirementComplete at least 15 qualifying transactions within 60 days

Use Both the Referral Link and Code REFER100

Important: Start the application through the BestReferral Innovation referral link and enter promo code REFER100 when opening the No-Fee Chequing Account. If either the referral link or the promo code is missing, the referral may not be tracked and you could lose eligibility for the bonus.

How to Get the Innovation Referral Bonus

1

Click the Referral Link First

Begin from the current BestReferral Innovation referral link. Do not open a separate application in another tab or start directly from Innovation's general signup page.

2

Enter Code REFER100

While opening the No-Fee Chequing Account, enter promo code REFER100. The link and the code should both be used.

3

Enroll in Digital Banking

Complete Innovation's Digital Banking enrollment after the new account is opened.

4

Complete 15 Transactions Within 60 Days

Complete at least 15 qualifying incoming or outgoing transactions within 60 days while keeping the account active and in good standing.

Current Qualification Requirements

The current selected-member promotion is for an eligible new member opening an Innovation No-Fee Chequing Account. The referred person generally must meet Innovation's membership and account-opening criteria, complete the required digital-banking setup and transaction activity, and satisfy the promotion deadline and other current terms.

Current offer deadline shown in BestReferral's reviewed terms: September 30, 2026. Provider terms can change, so confirm the current application terms before submitting.

Referral Bonus vs. Ongoing Member Value

The referral bonus is a one-time incentive. Innovation's longer-term value comes from its No-Fee Chequing Account, everyday banking features, Member Rewards and profit-sharing structure. See our Innovation Credit Union Review and Best Credit Unions in Canada.

Innovation Credit Union Referral FAQ

What is the Innovation referral code?

BestReferral currently lists REFER100 for the selected-member referral promotion.

Do I need both the link and the code?

Yes. Use the referral link first and enter REFER100 during the chequing-account application. Missing either one may prevent the referral from being attributed correctly.

How much is the current provider bonus?

BestReferral's central offer registry currently shows $100, plus an eligible $20 BestReferral Extra Reward.

Affiliate & Referral Disclosure: BestReferral.ca may receive compensation when an eligible visitor uses certain referral or affiliate links. Provider offers and eligibility requirements can change.